Frequently Asked Questions

In this sections we will try to answer some of the most frequently asked questions.

SIKA is the simplest and fastest way for both individuals and businesses to send money locally and across boarders at their fingertips, in multiple currencies such as: Ghanaian Cedis, US Dollars, UK Pounds or Euros without sharing any financial information. All you need is just an internet-enabled mobile phone and debit card or bank account.

Yes, security in general is a huge concern for anyone– as it should be. As such, we are 110% dedicated to keeping your money and transactions safe and secure. We believe that security is a core requirement of trust. This is why we monitor every transaction and continuously innovate in fraud prevention. We protect your data like our business depends on it—because it does. We adhere to industry-leading standards to manage our network, secure our web and client applications, and set strong security policies across our organization.

SIKA is built by a team with an extensive background in financial technology and a knack for providing the best user experience for tech products. As such, the SIKA app has a more seamless and intuitive user experience than any mobile payments app that came before it. Transfers can be done in Ghanaian Cedis, US Dollars, UK Pounds or Euros both locally and abroad directly from your mobile phone. Your friends and family don’t need to download an app or have a SIKA account to send and receive money from you. And the best part – funds show up in your account instantly! No delays or hassle. Imagine That!

Right now, you can only use SIKA if you are in Ghana and the United States. It is on our roadmap to expand internationally in the future.

The daily limit is GHS 2000 or $500. Need to transfer more? Hit us up in the chat box at the bottom of the page.

SIKA can be used for personal use or for business in Ghana and abroad to send and receive money locally and globally, instantly.