About Us



SIKA is a personal finance app that replaces your bank with a smarter financial experience, directly from your mobile phone. The company is beginning this journey first with a global money transfer service that undercuts hefty bank fees or the need to wait in long lines at the bank or mobile money kiosk to transfer money to anyone.

no borders

SIKA is making cash mobile without borders which gives metropolitan Ghanaians, expats and businesses a simple way to exchange or send money locally or globally in Ghanaian Cedis, UK Pounds, US Dollars or Euros at a low cost.

team experience

The SIKA team has an extensive background in financial technology and is passionate about providing the optimal user experience for tech products. SIKA follows a design thinking approach by listening to its users and making the user experience as seamless and cost effective as possible.

A seamless option

The team is on a mission to remove all the friction points associated with banking and mobile money services in Ghana. SIKA is built with from Silicon Valley by way of Ghana. Sign up to be the first to know when we launch!

The Team

A bunch of disruptors

Paul Miller Owusu


Klenam Koku Fiadzoe


Ama Marfo